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Baccarat

How It Works

Baccarat is a game played everywhere, the goal of this game is to bet on who you think will be closer to having a total card value of 9, either the Player, or the Banker.

  • Cards 2-9 are worth their face value in points.
  • 10s, Jacks, Queens, and Kings have a value of 0.
  • Aces are worth 1 point.

Gameplay:

  1. At the start of the game, players bet on whoever they believe will have the closest hand to 9, the Player, or the Banker.
     
  2. Two hands are dealt: the Player's hand and the Banker's hand.
     
  3. Each hand is dealt two cards. If the total value of either hand is 8 or 9, it is considered a "natural," and no more cards are drawn. If neither hand has a natural, a third card may be drawn according to specific rules.
     
  4. If the total value of the Player's hand is 0-5, they draw a third card. If the total value is 6 or 7, they stand.
     
  5. The Banker's actions depend on the value of their hand and the value of the Player's third card (if drawn).
     
  6. After all cards are dealt, the hand closest to 9 wins.
     

Winning Bets:

  • If you bet on the Player and the Player hand wins, you are paid 1:1.
     
  • If you bet on the Banker and the Banker's hand wins, you are paid 0.95:1 (this is because the Banker's hand has a slightly higher chance of winning, therefore 5% is deducted).
     
  • If both hands tie, bets on the Player and Banker are returned (this is called a push).
     
  • There is also a side bet called the Tie bet, which pays out if both hands tie, the payout for this is generally 8:1.

Side Bets:

In Baccarat, similarly to blackjack you can make side bets! Here's what you can do:

Note: In the case of Evolution Gaming, these side bets cannot pay more than 20% of the combined main bet if 312 cards have been dealt during the session, however depending on the provider this can differ.

  • P Pair: If the first two cards dealt to the Player constitute a pair, such as two 3s, this pays 11:1
  • B Pair: This side bet is the same as a P Pair bet, however instead you are betting that the Banker's first two cards will constitute a pair, also paying 11:1.
  • Perfect Pair: If the first two cards dealt (either the Player's or Banker's hand) result in a perfect pair (same rank and suit, such as two Ace of Spades), this will pay 25:1, however, if the first two cards dealt to the Banker and Player are identical, this will pay 200:1. 
  • Either Pair: If the Banker or Player's hand is a pair, this side bet will pay 5:1.
  • P Bonus: This pays if the Player wins the round on a natural (8 or 9), or by at least four points
  • B Bonus: This pays if the Player wins the round on a natural (8 or 9), or by at least four points

Kindly keep in mind that if you place a P Bonus or B Bonus side bet, the payout of the bet will depend on how many points the hand wins by, if the hand is won by a natural (8 or 9) the payout will be 1:1.

In the case of a P Bonus or B Bonus, the payouts are as follows;

  • Non-Natural hand that wins by 9 points, pays 30:1
  • Non-Natural hand that wins by 8 points, pays 10:1
  • Non-Natural hand that wins by 7 points, pays 6:1
  • Non-Natural hand that wins by 6 points, pays 4:1
  • Non-Natural hand that wins by 5 points, pays 2:1
  • Non-Natural hand that wins by 4 points, pays 1:1